Seit 2013 sind die gesetzlichen Krankenversicherungen (GKV) verpflichtet, Arbeitnehmer nach dem Ende einer versicherungspflichtigen Beschäftigung vorsorglich weiter zu versichern, um Versicherungslücken zu vermeiden. Angewendet wurden diese sogenannten obligatorischen Anschlussversicherungen (OAV) vor allem bei Saisonarbeitern, insbesondere bei Erntehelfern, die jedes Jahr zu Hundertausenden aus Osteuropa nach Deutschland kommen.
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