Es ist rund 20 Jahre her, da waren die Worte Gesundheitsprämie oder Kopfpauschale in der gesundheitspolitischen Debatte in aller Munde. Den Auftakt machte seinerzeit die Rürup-Kommission. Sie sollte – benannt nach ihrem Vorsitzenden, dem Darmstädter Volkswirtschaftsprofessor und späteren Chef der Wirtschaftsweisen Bert Rürup – angesichts bedrohlich steigender Krankenkassenbeiträge Vorschläge machen für eine Finanzierungsreform des Gesundheitswesens. In ihrem Gutachten stellten die Experten damals das Konzept einer Kopfpauschale nach dem Vorbild der Schweiz gegen das Modell einer Bürgerversicherung.
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